What is an HPI check?

An HPI check is a vehicle history check that looks for outstanding finance, insurance write-off records, stolen markers and mileage discrepancies. 'HPI' is a brand name that has become a generic term, and several independent services, including RegVerdict, check the same kinds of official and industry data.

How much is an HPI check?

An HPI check was around £19.99 when we last checked. RegVerdict's full report is around £9.99, with a free MOT-based verdict. Check HPI's own site for current pricing.

How do I check if a car is HPI clear?

'HPI clear' simply means a history check found no outstanding finance, write-off, stolen or mileage problems. Run a check from any reputable provider and look for those markers. RegVerdict shows a free MOT-based verdict, with the finance, write-off and stolen checks in the extended report.

What does an HPI check show?

Usually outstanding finance, the insurance write-off category, stolen markers, mileage anomalies and basic vehicle details. RegVerdict covers the same core checks and adds a Confidence Score and model reliability data from 52 million MOT tests.

Is RegVerdict the same as HPI?

No. RegVerdict is independent and not affiliated with HPI. We check the same kinds of data, but HPI's distinctive feature is a large insured guarantee, which we do not yet match: at launch we cap liability at the fee paid and carry professional indemnity insurance instead.

Comparison

RegVerdict vs HPI Check

HPI from Around £19.99·RegVerdict around £9.99

HPI is the long-established name with an insured data guarantee. RegVerdict is the independent, lower-cost option that leads with interpretation and model reliability.

HPI is one of the oldest names in UK vehicle history, dating to 1938 and now part of Solera. Its main draw is a substantial insured data guarantee and a brand the motor trade has trusted for decades. RegVerdict is independent and not affiliated with HPI. We compete on price, clarity, and the depth of our free, interpreted verdict, while being honest about the one thing HPI offers that we do not yet match.

Side by side

Feature	RegVerdict	HPI
Price per report	Around £9.99	Around £19.99
Insured data guarantee	Capped liability and PI insurance (guarantee planned)	Large insured guarantee
Interpreted verdict and Confidence Score	Yes	More traditional report
Model reliability data	Yes, from 52M MOT tests	Not published
Free verdict before paying	Yes	Limited free funnel
Finance, write-off and stolen	In the extended report	Included
Subscription	None, one-off	One-off

Competitor prices and features were correct to the best of our knowledge at the time of writing and may have changed. Always check the provider's own site for current pricing.

Where RegVerdict is different

Around £9.99 against roughly £19.99.
A verdict, not a data dump: one Confidence Score with the working shown.
Model reliability intelligence from 52M MOT tests that HPI does not publish.
A genuinely useful free, interpreted verdict before any payment.
One-off pricing with no subscription, in a modern mobile-first report.

RegVerdict is independent and not affiliated with, or endorsed by, HPI. This comparison is our own honest assessment from publicly available information, provided to help you choose.

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